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Short Sales and Foreclosure Resource
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Short Sales and Forclosures Specialist

Tucson Short Sales

Tony Ray Baker, ABR, CRS, GRI
NARgreen, EcoBroker
(520) 631-TONY (8669)
Tierra Antigua Realty
TonyRay@MyGreenTucson.com

 
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Short Sales - Seller Solutions

Many homeowners have found themselves in a situation where they need to sell their home but they owe more on the mortgage than the hShort_sale_foreclosure_tucson_real_estate_realtorome is currently worth.  

For example: A homeowner who purchased in 2005, 2006, when home prices were high, may now need to move due to job relocation, etc.  However, home prices in the past few years have declined considerably, so their home can not be sold in today’s market for what they owe on the mortgage.

A short sale occurs when the lender (s) agree to accept less money than is owed on the mortgage.

In some cases, the lender will forgive the difference, and in others the lender will require the homeowner to make arrangements to pay the remainder of their debt.

Why would the lender do this?  In most cases, proceeding with a foreclosure will cost the lender more money than proceeding with a short sale.

For the homeowner, a short sale may be a better option as well.  A short sale might not hurt the homeowner’s credit as much as a foreclosure.  This may allow the homeowner to qualify for another mortgage sooner. 

What can you do if you find yourself in this situation? I know this is a stressful time.  Let me help relieve some of that stress.

Call now.  Or use the easy form below.  Do not wait.  You may have a better chance of negotiating a short sale with your lender now.  If you wait, they may start the foreclosure process.

Your Friend in Real Estate,
Tony Ray
(520) 631-TONY (8669)

Short Sale & Foreclosure Resource Certified

 
 
 
 

Link Descriptions:

Green Realtor Tucson Real Estate HomesAbout Us: On this page you’ll find information about our company Tierra Antigua Realty, our history, my goals and my real estate designations - NAR green, EcoBroker, ABR, CRS, GRI.

Blog:  I use this space to write whatever is on my mind on any given day.  I might right about Tucson real estate, homes, mortgages, gardening, Tucson treasures, craft ideas, recipes, well, I’m sure you get the idea.

Buyers: As your Accredited Buyers Representative (ABR), I will help you with all of your buying needs: Lofts, Condo's, Single Family Homes, Manufactured homes and Land.  Use the form on this page to receive listings of homes for sale in the Tucson Realtor MLS. My computer system sends these homes to you within minutes of being listed so you see them before most other buyers and even most Realtors.  If you are moving to Tucson, we'll send you a free relocation package.

Companies I Trust:  The companies on this page are companies that I have worked with  as  a Realtor selling Tucson real estate ( many over  12 years).  I can refer them with no reservation knowing that they will always take care of my clients and friends.  You can trust that they  will provide you with the best care and customer service.  Let them know that Tony Ray referred you.    

Contact Us: Find our contact information (Tony Ray Baker and Tierra Antigua Realty) or use the form on this page to send me your questions and / or comments about Tucson real estate.

EcoBroker_Logo_Green_Realtor_Tucson_Real_Estate_Photo.jpgEcoBroker: EcoBroker is an education and certification program for real estate professionals who care about the environment and want to promote energy-efficient and "green" features in homes and buildings.  As your Tucson EcoBroker, I can help you identify homes with green features, market the green features of a home and help you make any home more green.

Environmental: This page has links to articles about environmental issues that can affect your home or buying real estate in Tucson.  Indoor air quality, radon, asbestos, mold are some of the topics I will cover.

Green Homes: This section has information about green building issues for new homes or the home you already own.  Solar, rainwater harvesting, recycled products, insulation, remodeling and many more ideas are to come.

Green Living: You can find out how to improve your indoor air qualityGreen Home Civano Real estate Realtor by removing toxic chemicals from your home.  How you can be better at recycling.  What are no VOC paints?  Green living is about everyday living and the things you can do to make your home safer and better.

Home Loans: If you need help understanding, Mortgages, APR’s, Fannie Mae, MIP, Interest Rates, etc., Phaedra is who I have referred my clients to for a long time.  And I mean a long time.  Many Realtor's in Tucson refer Phaedra.  She is honest and will answer all of your questions in a simple, easy to understand way.

:  News and information, fun and serious, about real estate and home.  This page is constantly changing, so check in often.

Lofts / Condos: Some of my favorite green projects are the stylish lofts around Tucson. The Ice Houseice house lofts tucson condos real estate, Indigo Modern and Barrio Metalica are some of the ones I think you must see to compare. There are also some great condo projects, and apartments that have been converted into condominiums, if that’s more appealing to you.

Referrals: Since 1994, over 94% of my real estate business has been referred to me by clients, family and friends.  Running my business by referral lets me spend more time working with my clients, not chasing new ones.  My clients use the form on this page to refer someone who deserves the same service that I gave them.

Relocation:  If you are moving to Tucson, be sure to fill out this easy form and we will send you a free, real estate relocation package. 

Restaurants: Locally owned, great food, great customer service.  Part of being a Realtor is eating out a lot, these are some of my favorite restaurants.  Tell them Tony Ray referred you. 

Sellers: Use the form on this page to receive a free, no cost or obligation, evaluation of your home.  On this page, I also explain my full service real estate practice and unique marketing that sells homes even in slow markets.  If you are moving away from Tucson, we can help with your relocation and refer you to a Realtor in your new city.

Short_sales_foreclosure_tucson_Realtor_real_estateShort Sales:  Information about short sales and foreclosures, including the Realtor Short Sale and Foreclosures Resource Certification.

Client Reviews:  My clients have something to say.  On this page, they tell all about their experiences when buying and selling real estate with me. 

Tierra Antigua Realty:  Information about Tierra Antigua Realty and myself, our history, goals etc.

Tucson Weather: It’s all about Tucson’s beautiful weather, like our average temperature. It's one of the reason's so many people relocate to Tucson.  I love it here.  The weather allows me to enjoy the great outdoors almost any time I want.  That is why I have put “Things to do” in Tucson on every page.